Drone insurance

Sparky786 · Sep 10, 2017

Hey people, hope everyone is well.
Ok does anyone know a good insurance company? To insure drones, apart from dji refresh.
Thanks

Lastrexking · Sep 10, 2017

What country?
Keep in mind we have people from all over the planet here, so helps to be specific.

Sparky786 · Sep 10, 2017

Lastrexking said:
What country?
Keep in mind we have people from all over the planet here, so helps to be specific.

Sorry im from london uk

Lastrexking · Sep 10, 2017

Cool. There's a company mentioned in this thread Did you buy DJI care refresh?

I've struggled to find any. I took out care refresh with dji.

Blue Baron · Sep 10, 2017

Zurich insurance, 3 Mio € coverage within the EU. 1 Mio € coverage is mandatory by the law in Germany for the Spark (In Germany, you are not permitted to fly a drone w/o liability insurance, just like you wouldn't be permitted to drive a car).

Maybe not offered to UK customers though.

Sparky786 · Sep 10, 2017

Lastrexking said:
Cool. There's a company mentioned in this thread Did you buy DJI care refresh?

I've struggled to find any. I took out care refresh with dji.

Refresh care seems the same as the 2yrs warranty i have with the drone, i want an insurance who can give me lost or stolen claim.

Blue Baron · Sep 10, 2017

Sparky786 said:
Refresh care seems the same as the 2yrs warranty i have with the drone, i want an insurance who can give me lost or stolen claim.

Why do you think an insurance is cheaper than to just buy another one? If the insurance company is earning money on this (and they will!), you won't!

Insurance always only makes sense if a loss would ruin you otherwise. Certainly not the case for a 500$ item ...

Note: manufacturer-provided insurance still can make sense. As they can replace at cost of production and may want to give an additional buying incentive. But third-party insurance for anything but health, life, housing or liability is utter nonsense.

Sparky786 · Sep 10, 2017

Blue Baron said:
Why do you think an insurance is cheaper than to just buy another one? If the insurance company is earning money on this (and they will!), you won't!

Insurance always only makes sense if a loss would ruin you otherwise. Certainly not the case for a 500$ item ...

Note: manufacturer-provided insurance still can make sense. As they can replace at cost of production and may want to give an additional buying incentive. But third-party insurance for anything but health, life, housing or liability is utter nonsense.

Thanks does make sense, wanted to insure it for loss or stolen as im new at flying drone,if i lost it instead paying £500 i get replaced one, i found one insurance for £7.99 and you can cancel anytime,but stil confued if i should or not.

Lastrexking · Sep 10, 2017

Sparky786 said:
Refresh care seems the same as the 2yrs warranty i have with the drone, i want an insurance who can give me lost or stolen claim.

Ermmm... not really. Refresh replaces your drone if lost or damaged during normal use, even by pilot error. The warranty doesn't cover that.

Sparky786 · Sep 10, 2017

Lastrexking said:
Ermmm... not really. Refresh replaces your drone if lost or damaged during normal use, even by pilot error. The warranty doesn't cover that.

Are you sure? Far as i know it does not cover loss,if it does then its great

Lastrexking · Sep 10, 2017

Sparky786 said:
Are you sure? Far as i know it does not cover loss,if it does then its great

As long as the fault was a system fault and not user error.
See this thread for more info.
DJI Care Refresh - Should I get it for my Spark?

newbie-horeb · Sep 21, 2017

hello folks newbie here, about the dji care refresh, im intereste in purchasing, when i starting to fill up the forms online i cannot purchase it because im in the Carribbean? need help guys? is there any alternatives to purchase that care refresh, im just a newbie you see..

The Editor · Sep 21, 2017

newbie-horeb said:
hello folks newbie here, about the dji care refresh, im intereste in purchasing, when i starting to fill up the forms online i cannot purchase it because im in the Carribbean? need help guys? is there any alternatives to purchase that care refresh, im just a newbie you see..

I assume it's not because the 48 hours has elapsed from activation? (You only get two days to decide whether you want to purchase the cover or not).
If it isn't that then I guess DJI deem it too cost prohibitive to services the product into and out of the Carribbean.
Your only other option would be a stand alone UAV insurance policy (but again not sure if there is anything readily available to you with that geographic coverage.)
Failing that it is always worthwhile talking to your household insurance company as many will cover the aircraft for theft (but not crashes).
Finally, have a search for nearby RC model clubs or associations who maybe able to offer you discounted insurance if you become a member.

The Editor · Sep 21, 2017

Sparky786 said:
Hey people, hope everyone is well.
Ok does anyone know a good insurance company? To insure drones, apart from dji refresh.
Thanks

Hang on - I'm confused.
Didn't you ask the same question here?

Insurancr for drones

newbie-horeb · Sep 21, 2017

thanks editor, then i sent an email if they can help out in registering dji care refresh. this is what they emailed me:

Sarah （Support）

9月21日 23:08 CST

Dear newbiehoreb

Thank you for contacting DJI Online Sales.

We appreciate your interest in our DJI Care Refresh. Please know that DJI Care Refresh is currently available to customers from the U.S., Canada, EU countries, the UK, Australia, Hong Kong and Mainland China.

Your understanding on this matter is highly appreciated.
If you have any other concerns, please don't hesitate to contact us back.

Regards,
Sarah
DJI Customer Support.