Menu
Forums
New posts
Search forums
What's new
New posts
New media
New media comments
New profile posts
Latest activity
Media
New media
New comments
Search media
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
Search
Search titles only
By:
Search titles only
By:
New posts
Search forums
Search
Search titles only
By:
Search titles only
By:
Menu
Welcome DJI Spark Pilot!
Jump in and join our free Spark community today!
Sign up
Forums
DJI Spark Forums
Spark Discussions
Drone Insurance
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="bmarlowe" data-source="post: 33315" data-attributes="member: 5222"><p>I also asked my State Farm agent if my homeowners liability coverage included damage caused by my drone. In fact it does not cover damage I might cause with an "aircraft," but it does cover damage caused by a model aircraft used for recreational flying as follows:</p><p></p><p>EXCLUSION: bodily injury or property damage arising out of the ownership, maintenance, use, loading, or unloading of:</p><p>(1) An aircraft. This exclusion does not apply to the ownership, maintenance, use, loading, or unloading of unmanned aircraft systems used as model aircraft: (a) solely for recreational or hobby purposes; (b) designed to be operated within the visual line of sight of the operator and operated within the visual line of sight of the operator; and (c) weighing not more than 55 pounds at the time of operation; unless the ownership, maintenance, use, loading, or unloading of such aircraft results in: (a) property damage to any aircraft; or (b) bodily injury or property damage resulting from interference with an aircraft carrying people regardless of whether the bodily injury or property damage is sustained by people or property on the aircraft or not.</p><p></p><p>So this does provide coverage unless I hit a real aircraft.</p></blockquote><p></p>
[QUOTE="bmarlowe, post: 33315, member: 5222"] I also asked my State Farm agent if my homeowners liability coverage included damage caused by my drone. In fact it does not cover damage I might cause with an "aircraft," but it does cover damage caused by a model aircraft used for recreational flying as follows: EXCLUSION: bodily injury or property damage arising out of the ownership, maintenance, use, loading, or unloading of: (1) An aircraft. This exclusion does not apply to the ownership, maintenance, use, loading, or unloading of unmanned aircraft systems used as model aircraft: (a) solely for recreational or hobby purposes; (b) designed to be operated within the visual line of sight of the operator and operated within the visual line of sight of the operator; and (c) weighing not more than 55 pounds at the time of operation; unless the ownership, maintenance, use, loading, or unloading of such aircraft results in: (a) property damage to any aircraft; or (b) bodily injury or property damage resulting from interference with an aircraft carrying people regardless of whether the bodily injury or property damage is sustained by people or property on the aircraft or not. So this does provide coverage unless I hit a real aircraft. [/QUOTE]
Verification
Post reply
Forums
DJI Spark Forums
Spark Discussions
Drone Insurance